section.pt-apply,section.pt-how,section.pt-panel,section.pt-support,section.pt-who,section.pt-wins{min-height:auto}.pt-head{margin:0 0 clamp(32px,5vh,48px);max-width:680px}section.pt-wins{background:#fff;padding:clamp(60px,8vh,100px) clamp(15px,.75rem,.75rem)}@media (max-width:767px){section.pt-wins{padding:50px 15px}}.pt-wins__inner{margin:0 auto;max-width:1410px}.pt-wins__grid{display:grid;gap:24px;grid-template-columns:repeat(3,1fr)}@media (max-width:980px){.pt-wins__grid{grid-template-columns:1fr}}section.pt-how{background:var(--hm-tint);padding:clamp(60px,8vh,100px) clamp(15px,.75rem,.75rem)}@media (max-width:767px){section.pt-how{padding:50px 15px}}.pt-how__inner{margin:0 auto;max-width:1410px}.pt-steps{display:grid;gap:24px;grid-template-columns:repeat(4,1fr);list-style:none;margin:0;padding:0;position:relative}@media (max-width:980px){.pt-steps{grid-template-columns:1fr 1fr;row-gap:32px}}@media (max-width:560px){.pt-steps{grid-template-columns:1fr}}.pt-steps:before{background:#ddd9c6;content:"";height:2px;left:20px;position:absolute;right:calc(25% - 38px);top:20px;z-index:0}@media (max-width:980px){.pt-steps:before{display:none}}.pt-step{align-items:flex-start;display:flex;flex-direction:column;gap:10px;position:relative;z-index:1}.pt-step__num{align-items:center;background:var(--color-dark);border-radius:50%;color:#fff;display:flex;font-size:16px;font-weight:700;height:40px;justify-content:center;line-height:1;width:40px}.pt-step__num--done{background:var(--color-electric-lime);color:var(--color-dark)}.pt-step__title{color:var(--color-dark);font-size:clamp(17px,1.3vw,20px);font-weight:700;line-height:1.25;margin:4px 0 0}.pt-step__desc{color:var(--hm-mute);font-size:15px;line-height:1.5;margin:0}.pt-how__close{background:transparent;border:2px solid var(--color-dark);border-radius:999px;color:var(--color-dark);display:inline-block;font-size:clamp(16px,1.5vw,19px);font-weight:700;line-height:1.3;margin:clamp(36px,5vh,52px) 0 0;padding:12px 26px}section.pt-panel{background:#fff;padding:clamp(60px,8vh,100px) clamp(15px,.75rem,.75rem)}@media (max-width:767px){section.pt-panel{padding:50px 15px}}.pt-panel__inner{align-items:center;display:grid;gap:clamp(32px,4vw,64px);grid-template-columns:minmax(0,1fr) minmax(0,1fr);margin:0 auto;max-width:1410px}@media (max-width:1100px){.pt-panel__inner{grid-template-columns:1fr}}.pt-panel__lede{color:var(--hm-mute);font-size:clamp(16px,1.2vw,18px);line-height:1.55;margin:18px 0 clamp(28px,4vh,40px);max-width:560px}.pt-caps{display:grid;gap:24px 28px;grid-template-columns:1fr 1fr;list-style:none;margin:0;padding:0}@media (max-width:640px){.pt-caps{grid-template-columns:1fr}}.pt-cap{background:#fff;border:1px solid #e6e6e6;border-radius:12px;padding:18px 20px}.pt-cap--wide{grid-column:1/-1}.pt-cap__title{background:#f5f7dc;border:1px solid #dce46a;border-radius:999px;color:var(--color-dark);display:inline-block;font-size:14px;font-weight:700;line-height:1.35;margin:0 0 10px;padding:5px 14px}.pt-cap__desc{color:var(--hm-mute);font-size:14.5px;line-height:1.5;margin:0}.pt-shot{margin:0 auto;max-width:640px}section.pt-who{background:var(--hm-tint);padding:clamp(60px,8vh,100px) clamp(15px,.75rem,.75rem)}@media (max-width:767px){section.pt-who{padding:50px 15px}}.pt-who__inner{margin:0 auto;max-width:1410px}.pt-who__grid{display:grid;gap:24px;grid-template-columns:repeat(3,1fr)}@media (max-width:980px){.pt-who__grid{grid-template-columns:1fr}}.pt-who-card{background:#fff;border:1px solid var(--hm-card-border);border-radius:20px;padding:clamp(24px,2.5vw,32px)}.pt-who-card__title{color:var(--color-dark);font-size:clamp(17px,1.3vw,20px);font-weight:700;line-height:1.25;margin:0 0 10px}.pt-who-card__desc{color:var(--hm-mute);font-size:15px;line-height:1.55;margin:0}.pt-who__markets{color:var(--color-dark);font-size:clamp(16px,1.3vw,19px);line-height:1.5;margin:clamp(28px,4vh,40px) 0 0}section.pt-support{background:#fff;padding:clamp(40px,6vh,72px) clamp(15px,.75rem,.75rem)}@media (max-width:767px){section.pt-support{padding:40px 15px}}.pt-support__panel{align-items:center;background:var(--hm-panel-gradient);border-radius:28px;color:#fff;display:flex;gap:40px;justify-content:space-between;margin:0 auto;max-width:1410px;padding:clamp(36px,5vw,64px)}@media (max-width:992px){.pt-support__panel{align-items:flex-start;flex-direction:column}}a.button.mfg-hero__btn-outline.pt-support__btn{flex-shrink:0;white-space:nowrap}@media (max-width:992px){a.button.mfg-hero__btn-outline.pt-support__btn{white-space:normal}}.pt-support__big{font-size:clamp(24px,3vw,40px);font-weight:700;letter-spacing:-.5px;line-height:1.2;margin:0 0 14px;max-width:900px}.pt-support__sub{color:#ffffffc7;font-size:clamp(15px,1.2vw,18px);line-height:1.55;margin:0;max-width:720px}section.pt-apply{background:var(--hm-tint);padding:clamp(60px,8vh,100px) clamp(15px,.75rem,.75rem) clamp(72px,10vh,120px)}@media (max-width:767px){section.pt-apply{padding:50px 15px 64px}}.pt-apply__panel{background:#fff;border:1px solid var(--hm-card-border);border-radius:28px;margin:0 auto;max-width:880px;padding:clamp(28px,4vw,56px)}.pt-apply__intro{margin:0 0 clamp(28px,4vh,40px)}.pt-apply__heading{color:var(--color-dark);font-size:clamp(26px,3vw,40px);font-weight:700;letter-spacing:-1px;line-height:1.15;margin:0 0 12px}.pt-apply__sub{color:var(--hm-mute);font-size:clamp(15px,1.2vw,18px);line-height:1.55;margin:0}.pt-form{display:flex;flex-direction:column;gap:20px}.pt-form__row{display:grid;gap:20px;grid-template-columns:1fr 1fr}@media (max-width:640px){.pt-form__row{grid-template-columns:1fr}}.pt-field{display:flex;flex-direction:column;gap:7px}.pt-field__label{color:var(--color-dark);font-size:14px;font-weight:600}.pt-field__input{background:#fff;border:1px solid #d9d9d9;border-radius:12px;color:var(--color-dark);font-family:inherit;font-size:15px;padding:13px 16px;transition:border-color .2s ease,box-shadow .2s ease;width:100%}.pt-field__input::-moz-placeholder{color:#a3a3a3}.pt-field__input::placeholder{color:#a3a3a3}.pt-field__input:focus{border-color:var(--color-royal-indigo);box-shadow:0 0 0 3px #2343ce26;outline:none}.pt-form.is-invalid .pt-field__input:invalid{border-color:#d64545}button.button.pt-form__btn{align-self:flex-start;background:var(--color-dark);border:0;border-radius:99px;color:#fff;cursor:pointer;font-size:15px;font-weight:700;line-height:1.2;margin-top:4px;padding:15px 28px;transition:background-color .25s ease-in}@media (max-width:640px){button.button.pt-form__btn{align-self:stretch;text-align:center}}button.button.pt-form__btn:hover{background:#2e3743;border:0;color:#fff;opacity:1}.pt-form__error{color:#d64545;font-size:14px;font-weight:600;margin:14px 0 0}.pt-apply__note{color:var(--hm-mute);font-size:14.5px;line-height:1.5;margin:20px 0 0}.pt-apply__note a{color:var(--color-royal-indigo);font-weight:600}.pt-form__success{background:#f6f5ee;border:1px solid rgba(23,28,34,.1);border-radius:16px;color:var(--color-dark);font-size:16px;font-weight:600;line-height:1.45;margin:0;padding:18px 22px}.pt-form__consent{color:#171c229e;font-size:12.5px;font-weight:500;line-height:1.45;margin:10px 0 0}